We underwrite these coverages on behalf of “A” rated Insurers through Brokers and Consultants on behalf of their U.S. clients with domestic and worldwide exposures. StarLine also is able to collaborate with Carriers and Reinsurers to provide underwriting expertise, quota share and facultative reinsurance placements.
Our Personal Accident insurance solutions are designed to provide comprehensive coverage and benefits for accidental death, dismemberment, and disability when it’s most needed. We are empowered to make decisions and are transparent in our underwriting approach. — JENNIFER PODLESNY, Vice President, Underwriting
Employer Business Travel Accident
Our Personal Accident product focus is on Blanket Travel Accident for Employers to provide to their employees. We specialize in providing AD&D coverage for traditional business travel as well as customize cover for more unique risks, including but not limited to long-term/rotational assignments, occupational and specialized hazards, owned and leased aircraft exposures, pilots, commuting, war risk as well as terrorism and civil unrest.
Accident & Disability Coverage for Challenging Exposures
StarLine specializes in customized accident and disability solutions within the group employee benefits market, where limited or no cover may be available for specific situations. This includes providing cover for expatriates, or contractors and consultants working overseas and not eligible under a group’s benefit plan. The aforementioned are offered on a 24-hour basis and may include war/terrorism coverage. We also provide stand-alone war risk coverage for accident or disability when an employer’s Life/AD&D or disability plan includes an exclusion for war or acts of war, or when a carrier needs reinsurance for this type of an exclusion.
We provide coverage for the following circumstances:
- High Limit Disability — including additional layers of coverage for the portion of executives limited by the underlying caps in coverage
- Key Person
- Severance Disability