Speciality Benefits
The world is a much different place than it was 10 years ago, 5 years ago or even last year. However, employers seemingly have the same choices to manage risk in a changing world...not anymore.
StarLine introduces the next generation of risk management tools for Employee Benefit coverage. StarLine’s Specialty Benefits Advantage Programs fill the gaps your old coverage missed and provide a suite of products and services ready to be customized to fit unique employer and employee needs.
StarLine’s Advantage Assessment provides a quick and easy way to determine potential gaps in coverage. We can then customize an insurance program that will fit your needs through one or more of our Advantage Programs.
Each of our Advantage programs combines a selection of enhanced insurance products with unique services to provide a comprehensive approach to employer and employee risk management. Our programs provide solutions domestically and internationally. No matter what group, you will find the guidance that only comes through experience, the flexibility to customize a solution to your exact situation and the stability of the industry’s preeminent insurance companies.
Executive Advantage
StarLine’s Executive Advantage Program offers risk solutions for board of directors, executives and other highly compensated employees.
- High Limit A&DD, High Limit Disability
- Confidential Life
- Kidnap & Ransom
StarLine’s High Limit AD&D and High Limit Disability coverages can provide the highest limits in the industry. Key features include:
- Disability coverage with limits available up to $30 million any one person
- High Limit Disability coverage with a monthly benefit up to 75% of income
- High Limit Lump Sum Disability coverage with a benefit up to 10x annual earnings
Form: High Limit Accidental Death, Dismemberment & Disability Insurance
Provides coverage for the direct financial loss suffered by the policy holder resulting from the non-performance of the insured contract due to death, dismemberment, disappearance or disgrace. High principal sums available and no physical exams are necessary. Commonly used for:
- Investors
- Business Buy-Outs
- Bank Loans