Medical Stop Loss Insurance

Medical Stop Loss Insurance protects a self-funded Group Medical program from unpredictable risks.

Specific Stop Loss: protects against individual "catastrophic shock" claims, providing reimbursement to the Employer for claims paid in excess of a specific per person deductible.

Aggregate Stop Loss: protects against an increase in the overall claims, reimbursing when claims exceed a predetermined amount.

These coverages are available on a domestic policy form or on an Excess and Surplus lines basis, subject to state availability.

StarLine Advantage Program

In creating the StarLine Advantage Program, StarLine Group has assembled the best claims management vendors and made their services available to TPA’s and their clients at a substantial discount.

StarLine Advantage helps TPA's identify potential savings before the claim adjudication process commences.  It is designed to wrap around the services provided by the plan’s TPA, providing a safety net for out-of-network and specialty claims.

Deductible Advantage Program

StarLine's Deductible Advantage Program helps achieve the goal of reducing health care costs to employers by sharing cost savings achieved by the StarLine Advantage program directly with the employer. 

StarLine passes 10% of the StarLine Advantage savings back to the  employer via either a credit against that claimant's specific deductible (if the specific deductible has not been reached) or via check (if the claimant's specific deductible has been reached).  Click here for more details.